Cheap Electric & Hybrid Cars To Insure | GoEV
Next
Prev
Home Delivery or Click & Collect Choose your option, fully complying with government distancing guidelines
Order 100% From Your Home Simply reserve, buy outright or apply for finance
Fully Refundable Deposit If the vehicle you reserve with us isn’t for you, we will fully refund you your deposit

The Top 10 Cheapest New Electric & Hybrid Cars To Insure Revealed

  • The MG ZS EV takes the top of the list
  • Hyundai Tucson Hybrid follows closely behind in 2nd
  • MG5 EV & Nissan LEAF also make the top 10

The car insurance company Admiral has provided thousands of insurance quotes for electric & hybrid cars throughout their time and has crunched the numbers to find out which EV's & hybrids have the cheapest car insurance prices.

1) MG ZS EV - average annual premium: £376.17

The all-electric MG ZS takes the number one spot for the cheapest average annual insurance quote in this list.

The MG ZS EV SUV has been finely crafted to pack as much tech, looks, comfort & performance into an EV that is affordable and competes with some of the other big EV cars from Nissan, Kia, Hyundai in the market.


The MG ZS EV comes in two different variants, the Excite & the Exclusive, with each model having slightly different specifications than the other.

Discover the MG ZS EV

MG ZS EV

2) Hyundai Tucson PHEV - average annual premium: £377.43

One of the most exciting SUV’s on the market and back with a bang, the All-New Hyundai Tucson is a vehicle designed for more than just exceptional space, performance, looks & practicality – it’s an SUV designed to be lived with, to become part of the family, a reliable companion to take you wherever you need to go.

At the touch of a button, the Hyundai Tucson PHEV delivers up to 35* miles of pure electric driving which is powered by a 13.8kWh battery - so if most of your journeys are short ones such as dropping the kids off at school, going for your weekly shop or popping out with some friends, the Tucson's ability to provide electric power will reduce your carbon footprint and save you money at the same time.

Discover the Tucson

Hyundai Tucson PHEV

3) MG5 EV - average annual premium: £381.46

With the size specification included in this vehicle, you would think we're talking about a van, but you couldn't be more wrong.

The MG5 EV is an all-electric estate car from MG designed to get the most out of performance and practicality, not only giving you the peace of mind of zero-emission driving, but also the peace of mind knowing that you have all the room in the world to take your loved ones on an adventure like never before.

Originally, the MG5 EV only came in its standard variants (Excite & Exclusive) which provided a range of up to 214 miles on a single charge. But in 2021, MG released the 'Long Range' variants, which boosted the milage of the MG5 EV from 214 miles on a single charge to 250 miles - meaning that you get more out of your journey on a single charge.

Discover the MG5 EV

MG5 EV

4) Ford Kuga - average annual premium: £387.64

Launched in 2020, the latest Ford Kuga SUV is available with a choice of mild, full or plug-in hybrid powertrains, giving eco-conscious private buyers and company car drivers the chance to slash their fuel and tax bills. 

The plug-in hybrid is perhaps the most tempting model in the range, offering up to 35 miles of electric-only motoring on a full battery charge and (in theory) as much as 200mpg, while CO2 emissions are as low as 32g/km. 

Also, if all-wheel drive is essential, that's on offer too.

5) VW ID.3 - average annual premium: £387.92

Effectively replacing the outgoing e-Golf (see below), the futuristically styled ID.3 is about the same size, yet offers more space inside and a generous boot capacity.

Inside it's almost as minimalist as the Tesla Model 3 with a large floating centre touchscreen and a small display ahead of the driver with a dinky twisty gear selector attached to the side. Fast, agile and smooth, it boasts an impressively tight turning circle.

Available with three different sizes of battery, the most expensive version (77kWh) has a claimed range of 336 miles.

6) Smart EQ - average annual premium: £418.09

The 100% electric version of Smart’s dinky fortwo is ideal for nipping around town and parking in the smallest of spaces. 

The fortwo doesn't have a huge range (officially 90 miles, but 50 is more realistic in town), but it's a nippy little two-seater that's great fun. You can fully charge it at home using any domestic power socket in around six hours and significantly less using a purpose-built wallbox (3.5 hours). 

If you’re looking for a funky city runabout with room for four people, consider the slightly more expensive Smart forfour. First introduced in 2017, it has a claimed range of 96 miles and charges from 20% to full in 2.5 hours using a wallbox, or six hours via a domestic power socket.

7) Smart EQ - average annual premium: £421.99

Europe best-selling electric vehicle has had the cute supermini end of the market to itself for years, but now it's facing tough competition from the likes of the Honda e, MINI Electric, Peugeot e-208 and Vauxhall Corsa-e. 

The good news is the latest Zoe is better than ever and is hanging in there with its winning combination of space, equipment, driver engagement and personality. 

With a useful range of up to 245 miles, up to 90 miles of driving range can be added in as little as 30 minutes via a 50kW public chargepoint.

8) Peugeot e-208 - average annual premium: £424.31

Named 2020 European Car of the Year, the Peugeot e-208 is one of the best-looking superminis on the market, aiming to provide zero-emissions driving without compromising the style, practicality and feel of its diesel- and petrol-powered siblings. 

And it certainly delivers. It looks just like the combustion-engined Peugeot 208 (so if you want an EV that stands out as an EV, this isn’t the one for you), drives well and boasts a classy interior, although the back isn’t particularly spacious. 

It's nippy, with a 0-62mph time of 8.1 seconds, and an official range of 217 miles on a full charge, although 150-170 miles is more realistic with real-world driving.

9) BMW i3 - average annual premium: £430.90

Launched in 2013 and refreshed in late 2018, it’s available as a pure EV (now with a more powerful 120Ah battery) or a 'Range Extender' version, which uses a two-cylinder 650cc petrol engine to provide additional charge to the drive battery. 

You'll be lucky to get 80 real world miles out of the early pure EV version. The Range Extender can potentially double that, though its primary function is to get you home safely or to the next charge point without worrying about being stranded with a depleted battery. 

Capable of 0-62mph in just 6.9 seconds, the BMW i3 is a quirky, fun drive.

10) Nissan LEAF - average annual premium: £438.38

One of the worlds best selling EVs, the Nissan LEAF, made its entrance on the automotive market back in 2011 - and since then, more than 31,000+ LEAF's have been sold in the UK alone, making it the best selling EV in the UK.

The LEAF comes in two forms; The LEAF & the LEAF e+.

The standard LEAF is aimed at you if you do most of your commuting in and around the city. This could be your daily commute to work or dropping the kids off at school, the LEAF has you covered with a range of up to 168 miles (depending on how you drive it) on a 40kWh battery that takes everything in its stride.

The LEAF e+ has been tailored to those of you that have longer commutes, enjoy driving in the countryside, or often travel on long-distance journeys, with it offering you a range of up to 239 miles, thanks to the 62kWh battery. It'll get you the distance of London to Manchester on a single charge.

Discover the Nissan LEAF