Worried about scratching your new vehicle? With SMART (Small to Medium Area Repair Technology) Insurance you can keep your new car in showroom condition, with this effective, fast solution to any cosmetic damage.
Small scratches, scuffs and dents are not only unsightly, but have a negative effect on the value of your car. In the past, cars in need of cosmetic repair would have been sent to a conventional body shop, meaning that you would be without your car while the repair work took place, and potentially facing a large bill. Thankfully, many small scratches, scuffs and dents can be repaired using SMART techniques.
The SMART repair concept was originally created to offer the motor industry a fast, cost-effective solution to assist in the cosmetic repair of used vehicles. SMART Repair Insurance now lets you take advantage of this new solution to ensure your vehicle looks as good as new by repairing minor bumps and scratches as they happen.
SMART Insurance is provided by our partner Premia Solutions, a trusted insurance product and service provider in the UK automotive industry.
|Number of Claims||Unlimited|
|Limit Per Claim||£1,000|
|Total Claim Limit||£3,000|
|10 Interest-free DDs||Yes|
SCRATCHES means a scratch to the vehicle body panel not exceeding 30cm in length, and not extending over more than 2 body panels.
MINOR DENTS mean a dent to a metal body panel not exceeding 30cm in diameter, where the panel has not been ripped, torn or perforated & the dent is not within 3cm of the edge of the panel.
SCUFFED BUMPERS means damage to the bumper of the vehicle, up to 30cm in diameter and sits within one body panel.
STONE CHIPS up to 3mm in diameter which will be filled and sealed to prevent corrosion. Please note that stone chip repair damage will remain slightly visible.
You will be eligible for the policy if you are, or will be:
As well as the features and benefits of SMART Insurance, it's important that we make you aware of the product exclusions. Below are some of the major ones. This should not be used as a substitute for your policy documentation, which details the policy exclusions in full.