Get protection against any financial shortfall in your insurance pay out in the event of an accident or criminal damage. GAP Insurance pays the difference between your insurer's settlement figure and the amount of you original vehicle costs.
If your vehicle is stolen or written off as a result of an accident, fire or theft, most insurers will only pay market value for your vehicle even if the claim was no fault of your own. Depending on the age and mileage of your vehicle at the time of loss, the market value may be substantially less than the price that you paid for it originally.
GAP Insurance is provided by our partner Premia Solutions, a trusted insurance product and service provider in the UK automotive industry.
Invoice Price | £0 - £10k | £10k - £20k | £20k - £30k | £30k - £50k |
Max Benefit | £10,000 | £10,000 | £25,000 | £25,000 |
RRP | £9.99 per month | £9.99 per month | £9.99 per month | £9.99 per month |
36 months | 48 months | |
Invoice Price | £0-50k | £0-50k |
Max Benefit | £25,000 | £25,000 |
RRP | £329 | £459 |
Invoice Price | £0 - £50k | £0 - £50k |
Max Benefit | £10,000 | £15,000 |
10 Interest-free DDs | Yes | Yes |
RRP | £229 | £279 |
This pays the difference between your motor insurance settlement (or Glass's Guide retail value whichever is the greater) and the net invoice price you paid for the vehicle.
Combination GAP (RTI) Cover provides you with financial protection for periods from 12 months up to a maximum period of 48 months depending on the level of cover you have purchased.
What happens WITHOUT combination GAP (RTI) Cover?
What happens WITH combination GAP (RTI) Cover?
You will be eligible for the policy if you are, or will be:
As well as the features and benefits of GAP, it's important that we make you aware of the product exclusions. Below are some of the major ones. This should not be used as a substitute for your policy documentation, which details the policy exclusions in full.